How To Use Vanilla Visa Gift Card

22.08.2023 0 Comments

How To Use Vanilla Visa Gift Card

How to use vanilla Visa gift cards in store?

When using your Card to make a purchase in-store, simply swipe the Card, select ‘Credit’ and sign the receipt. much you want to pay. The Card cannot be used to obtain cash – from an ATM, bank or shop. The Card cannot be used to make reoccurring payments.

Do I need to activate a Visa Vanilla gift card?

FAQ – Here are answers to some of the most frequently asked questions about activating and using Vanilla Gift Cards.

  • Do you need to activate a Vanilla Visa Gift Card?
    • Yes, your Vanilla Visa Gift Card needs to be activated for you to use it. You can activate it either online or by phone.
  • How do I use my Vanilla Gift Card for the first time?

    To use your Vanilla Gift Card for the first time, you must activate it. Call 833-322-6760 or visit balance.vanillagift.com to complete the activation. Once activated, your Vanilla Visa Gift Card works just like a regular debit or credit card, and you can use it to make purchases at any retailer that accepts Visa cards.

  • Why won’t my Vanilla Gift Card activate?

    First, double-check that you followed the activation instructions correctly, either online or by phone. If the problem is not resolved, reach out to the customer support number located on the card.

Editorial Note: This content is not provided by any entity covered in this article. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article.

Does vanilla gift card need a PIN?

Do Vanilla Gift Cards Have Pins? – Vanilla Visa gift cards do have a PIN that you’ll need to use to do any shopping online. These PIN numbers are not located on the cards themselves. Instead, you’ll need to call the number presented on the back of your gift card and enter your gift card number — a sixteen-digit number — to set up your PIN.

Do you use the Vanilla gift card as a Credit or debit?

Vanilla Visa Gift Card – If you need a gift for an upcoming special occasion, the Vanilla Visa Gift Card is a viable option.

The card can be purchased in $20 denominations, ranging from $20 to $500. Once the card is activation, no additional fees apply and the funds never expire. Per the cardholder agreement, activation costs between $4.95 and $9.95 depending on the dollar value and number of cards activated.

Unfortunately, cardholders are unable to retrieve funds from the card via ATM or using the cash back option at the register. In addition, Vanilla Visa Gift Cards are not reloadable and cannot be returned once purchased. In the event your card is lost or stolen, you can contact customer care to request a replacement. (The fee varies by your cardholder agreement).

Do Visa gift cards have a PIN?

How does my Visa Gift Card work? To make a purchase, make sure you know the amount remaining on the card then select credit and sign for the purchase. The debit option requires a PIN to work. The card does not come with a preset PIN, so you will need to set one prior to making the purchase for the debit option to work.

How do I activate my Visa gift card?

Download Article All the information you need to set up your card securely and start shopping right away Download Article Who doesn’t love getting a Visa gift card? You can use it anywhere Visa cards are accepted, and you’ve probably got a long list of bills or fun purchases you want to apply the balance toward ASAP. The card is ready to use as soon as it’s activated, and thankfully, activation is a breeze! In this article, we’ll show you how to activate and register your card by phone or online, plus share some security tips to help you use it safely.

  • Call the phone number on the front sticker or on the back of the card to activate it by phone. Provide the 16-digit card number, expiration date, and 3-digit security code.
  • Visit the link on the front sticker or on the back of the card to activate it online. Enter the 16-digit card number, expiration date, and 3-digit security code when prompted.
  • Register your card by phone or online (during or after activation) to use it for online purchases, to check your remaining balance, or to manage the card.
  1. 1 Call the phone number on the front sticker or on the back of the card. Look for a toll-free activation number included on the sticker attached to your card or in any accompanying letters or instructions. If you have no sticker or instructions, dial the customer service or activation phone number listed on the back of the card.
    • If the card was purchased in-person, it’s probably already activated and ready to use. Cards ordered online need to be activated to access the balance.
    • The phone number most likely leads you to the gift card issuer’s customer service team and not to Visa directly.
  2. 2 Provide the 16-digit card number, the security code, and expiration date. Read the numbers out loud to a live customer service agent, or enter them on your phone’s keypad if you’re on an automated call. Speak slowly and clearly so the agent can enter all of your information correctly. You may be asked to create a 4-digit PIN to enable purchases.
    • Once you’ve submitted all of the card’s information, it will be activated and ready to use.
    • Choose a strong PIN you’ll remember that’s also difficult for others to guess (not your birthday, for example).
    • Look for the card number on either the front or back of the card. The expiration date and security code are most likely on the back of the card.
    • If you’re struggling with an automated call, press “0” repeatedly. This may redirect you to a live customer service agent,

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  3. 3 Contact Visa directly to resolve any activation issues. If you have any questions or concerns during activation or if the activation was unsuccessful for any reason, call, chat, or email Visa’s customer support. Look for the customer service phone number on the back of the card or Google “Visa customer support.”
    • Call Visa customer support at 1-800-847-2911.
    • Email Visa through their online contact form,
    • Click “Start Chat” on Visa’s “Contact Us” page for live assistance online.
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  1. 1 Go to the link on the front sticker or on the back of the card. If you can’t find an activation site listed, go to the card issuer’s website and navigate to the Visa gift card section to begin activation. The landing page will have prompts for you to enter the card information to activate and register your gift card.
    • If you can’t find the activation website and aren’t sure who the issuer is, visit Visa’s prepaid gift card activation page to begin activating the card.
    • The card issuer is often a bank or a retail company, such as Walmart or Vanilla Gift.
  2. 2 Enter the requested card information to activate your gift card. Follow the prompts on the screen to provide the 16-digit gift card account number (located on the front or back of the card), the expiration date and security code (both usually found on the back of the card), and any other relevant information.
    • Once you’ve submitted all information about the card, it will be active and ready to use.
    • You may be asked to create an account through the issuer or through Visa so you can also register and manage your card online.
    • If you register your card at the same time, also provide your name, billing address, contact info, and potentially your Social Security number.
  3. 3 Be wary of scams and activate your card on a secure site only. Double check that you’re on a secure website (look for “https” in the page’s URL) belonging to Visa or to the gift card issuer. If a site looks suspicious (maybe it has lots of typos or doesn’t show the name or logo of the card issuer), try activating the card directly through Visa instead.
    • Inspect the card’s packaging before activation. If the packaging is damaged or the security code is exposed, request a new one card.
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  1. 1 Call the gift card issuer or visit their registration website. Check the sticker on the front of your gift card for a registration link or toll-free phone number. If there’s no sticker, look at the back and use the customer service phone number or website provided.
    • If you can’t find any phone numbers or websites on the card, go to the provider’s home page and navigate to the Visa gift card registration page.
    • Registering the gift card allows you to make purchases online or over the phone and check the card’s balance.
    • Consider registering cards with high balances as an extra safety precaution against theft, loss, or fraud.
  2. 2 Provide your name, billing address, and contact info when prompted. List your legal name and correct billing address when you register your gift card. If the billing information you use to make a purchase doesn’t match what you provided to register your card, your transaction may be declined.
    • You may need to create or sign into an account through the card provider to register and manage your gift card.
    • Update your registered billing information if you move, change your name, or change your contact information.
  3. 3 Use your registered card to make phone and internet purchases. Provide the same billing information you gave when you registered your card to ensure your transactions go through. If you encounter any identity verification issues, call the customer service number on the back of the card to confirm the billing address and other registration information with a customer service agent.
    • Registration makes it easier to cancel the card, request a new one, and dispute fraudulent charges if it’s stolen or missing since it’s tied to your identity.
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  1. 1 Sign the back of the gift card to help prevent identity theft, Add your signature to the designated spot on the back of the card with a blue or black ink pen. Merchants may compare the signature on the card to the signature on any purchase receipts or check your ID to verify your identity.
    • Visa may not consider your card (or purchases made with it) valid if it’s not signed on the back.
  2. 2 Save the card number, security code, and customer service number. Write down and store all of your gift card information in case you lose the physical card. Use the card number and security code to continue making online purchases or to report a missing card and get a new one issued.
    • The security code and customer service number are both on the back of the card. The gift card number may be on the front or the back of the card.
    • If there is a 4-digit card identification code on the front of the card, copy that down too.
    • Alternatively, take pictures of the front and back of the card and save them to your phone for easy access.
  3. 3 Spend the card’s balance before it expires. Check the front or the back of the card to find the expiration date. Legally, gift card balances must be valid for at least 5 years after the purchase date. After the expiration date passes, you won’t be able to spend any of the card’s remaining balance.
    • Depending on the gift card issuer’s policy, you may be able to request a new card with your remaining balance after the original card expires.
  4. 4 Report lost or stolen cards to the gift card provider ASAP. Call the toll-free number from the back of the card or locate the provider’s customer service number online. Provide the 16-digit gift card number to the agent so they can cancel and reissue your gift card.
    • You may also need to provide the expiration date or security code from the back of the card.
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Add New Question

  • Question Can you buy lottery tickets with it? This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness. wikiHow Staff Editor Staff Answer Yes, your Visa gift card should be usable for any purchase where a regular Visa credit or debit card would be accepted.
  • Question My card is activated, but I cannot pay online with it. This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness. wikiHow Staff Editor Staff Answer Make sure the card is registered (in addition to being activated). Call the customer service number or g to the card issuer’s website to enter the card info as well as your name, billing address, and contact information to register it.
  • Question Is there a charge for a Visa gift card? Can I order one online to mail to another recipient? This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness. wikiHow Staff Editor Staff Answer Depending on the balance and where you purchase it from, there may be a one-time fee as low as $2.95 at purchase. Yes, you can ship a physical card to another recipient.

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  • Most of the time, a card will be ready for purchases immediately after activation. In some cases, it may take up to 24 hours.
  • If you purchased the gift card, hold on to the receipt in case the card gets lost, stolen, or you have trouble activating it.
  • Store your gift card in a safe location and aim to spend the balance quickly. This reduces the chances of it getting taken or used fraudulently.

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Only purchase Visa gift cards from reputable companies and sellers. Unknown sellers with seemingly generous discounts or deals may be compromised.

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What is the PIN number for a Visa gift card?

How to add a PIN to your Visa gift card – If you’re asked to input a PIN when using your Visa gift card, you can choose any four digits you’d like, and the purchase should go through. This will be the PIN for this specific card in the future, so make sure you choose something easy for you to memorize but hard for someone else to guess.

Why can’t i use my Vanilla Visa gift card?

Thursday September 8, 2022 Visa® gift card not working? There are a number of reasons why a gift card may be declined. The most common reasons are that the card hasn’t been activated, the cashier is running the wrong type of transaction, the dollar amount being charged is greater than the card’s balance or the credit card processing machine is bumping up the charge amount to either place a hold on the card or to allow for a gratuity.

Can I just use my Vanilla gift card?

Vanilla Gift Cards can be used anywhere Mastercard ® is accepted. Not Registered? Vanilla Prepaid Cards are available at over 3,000+ convenient retail locations nationwide. Use anywhere Mastercard ® is accepted, on-line and in store.

Why is my Visa gift card being declined when I have money?

Prepaid cards can be declined because you don’t have sufficient funds in your account, the card hasn’t been activated, the merchant doesn’t accept the network’s cards, or you have exceeded your spending limits. Any information you provide to the merchant must also match what’s on file with the prepaid card issuer.

Can I transfer Visa Vanilla gift card to bank account?

Download Article Download Article Visa’s line of vanilla gift cards are prepaid credit cards available in various increments. While these cards can be freely used on a variety of goods and services, you may still prefer cash over the physical card. The cards cannot be used at ATMs, so turning them into cash can be a bit tricky.

  • Transfer funds from a Vanilla Visa to your bank account via PayPal or Venmo, and then withdraw them as cash. PayPal charges a small fee for using the card, but Venmo does not.
  • Look for a Gift Card Exchange Kiosk in your local mall or grocery store, where you can swap your gift card for cash, albeit for a small fee.
  • Selling your gift card manually may be the best way to maximize your funds if you want to swap the card out for cash.
  1. 1 Open the Venmo app. Venmo accepts Vanilla Visa gift cards as a form of linked payment. Open the app on your Android or iPhone to begin.
  2. 2 Tap the “Me” tab along the bottom of your screen. It is the right-most option, represented by your initials. Advertisement
  3. 3 Open Venmo’s Settings. Tap the gear icon in the top-right corner.
  4. 4 Select “Payment Methods”. It is located amongst the Preferences section.
  5. 5 Tap “Add a bank or card”. Select Card from the available options, then enter your gift card’s info, including the card number, expiration date, and CVV. Simply enter your own ZIP code.
    • You may need to register the card with Visa, as Venmo may decline it if the ZIP code goes unrecognized.
    • Venmo charges a 3% fee on money sent with credit cards. A Vanilla Visa is not a credit card, however, so there is no fee attached to using it.
  6. 6 Send funds from the card to someone you trust. Once the card has been linked and confirmed, you can use it to send money to a friend or family member, who can then return that money to you.
    • Ensure you have selected the card as the intended payment method when sending the money.
    • Feel free to send the card’s full amount, as Venmo will not charge a fee for using it to transfer funds.
  7. 7 Have your friend or relative return the money. Once you send these funds to your trusted Venmo user, have them send the money back to you. This time, the money will go into your Venmo balance as opposed to your gift card balance.
  8. 8 Transfer your Venmo balance to your bank account. Click the light blue Manage Balance button on the Me tab to send funds from your Venmo balance to your bank account. Venmo typically processes these within 3-5 days, or quicker for a small fee.
  9. 9 Withdraw money from an ATM. Once your Venmo balance reaches your bank account, you can withdraw the cash from a local ATM. You have effectively converted your Vanilla Visa into cash!
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  1. 1 Open your PayPal dashboard. On either a computer or mobile device, open and sign in to PayPal, which accepts Vanilla Visa gift cards as a form of linked payment.
  2. 2 Click “Link a Card”. It is represented by a large grey button beneath the Credit and debit cards heading.
  3. 3 Enter your Vanilla Visa’s information. Your gift card is equipped with a card number, an expiration date, and a CVV. Provide PayPal with this info, then click Link Card,
    • If you have any issues adding the card, ensure that you have previously registered it with Visa, as you may need a billing address attached to the card in order for PayPal to approve it.
    • PayPal will charge your card $1.95 within the next few days. This amount will be refunded; it is simply part of PayPal’s verification process.
  4. 4 Send funds from the card to someone you trust. Once the card has been linked and confirmed, you can use it to send money to a friend or family member, who can then return that money to you.
    • Click the blue Send button, and ensure the card is selected as your payment method when filling out the amount.
    • PayPal will charge a small fee for sending money with the card. Play around with the amount of money you transfer to ensure the total amount (with the fee included) does not surpass the card’s balance.
  5. 5 Have your friend or relative return the money. Once you send these funds to your trusted PayPal user, have them send the money back to you. This time, the money will go into your PayPal balance as opposed to your gift card balance.
  6. 6 Transfer your PayPal balance to your bank account. Click the blue Transfer Money button on your Account overview to send funds from your PayPal balance to your bank account. PayPal typically processes these within 3-5 days, or quicker for a small fee.
    • If you do not have a bank account linked to your PayPal, you can also request a check by mail for a small fee. You can then cash in this check at a local bank.
  7. 7 Withdraw money from an ATM. Once your PayPal balance reaches your bank account, you can withdraw the cash from a local ATM. You have effectively converted your Vanilla Visa into cash!
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  1. 1 Visit a Walmart, USPS, or Western Union. You can purchase a money order with a prepaid gift card, but only at certain storefronts. Walmart, USPS, and Western Union all allow you to purchase money orders with a Vanilla Visa gift card.
    • A money order is a document issued by a bank that permits the recipient to cash in a check for the prescribed amount.
  2. 2 Purchase the money order, Use the Vanilla Visa gift card to pay for the order.
    • Be sure to write your name down as both the sender and the recipient, and to write the correct amount down as well.
    • Do not endorse the back of the money order, as this is to be signed when you receive the money order.
  3. 3 Claim and cash in your money order. Once your money order has been approved and received, you may take it to your bank and cash it in.
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  1. 1 Visit your local mall or grocery store. Most shopping malls or grocery stores will have a kiosk where you can exchange your gift card for store credit, another gift card, or straight cash.
    • Coinstar kiosks are likely the most common gift card exchange kiosks, Keep in mind Coinstar’s gift card kiosks are different from their traditional coin-counting machines.
  2. 2 Swipe your Vanilla Visa gift card. Once you have found a kiosk, swipe your Vanilla Visa gift card on its gift card reader.
  3. 3 Accept the kiosk’s offer and claim your cash. Most kiosks will offer you anywhere from 60% to 85% of the gift card’s current balance. If you are comfortable with such an offer, you can accept it and take the kiosk’s printed voucher to a cashier for disbursement.
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  1. 1 Offer your gift card to nearby friends. Friends and family in your immediate circle may be interested in giving you cash in exchange for your Vanilla Visa gift card, particularly if you offer it to them at a discounted price.
  2. 2 List your gift card on an online marketplace. Facebook Marketplace and Craigslist both allow users to sell gift cards. Customers likely want a value, so you may want to consider listing the card at a slight discount.
    • Although several sites exist for the specific purpose of selling gift cards online, popular sites like Raise and CardCash do not currently support the sale of Vanilla Visa gift cards.
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  1. 1 Download Prepaid2Cash. Many apps and websites do not allow for the sale of Vanilla Visa gift cards. Prepaid2Cash does accept these gift cards, however. Install the app to start turning your gift card into cash.
    • The app is available on both iOS and Android.
  2. 2 Create a Prepaid2Cash account. Using either your email or your Facebook account, sign up with Prepaid2Cash.
  3. 3 Select “New Transaction” in the user dashboard. Once you are registered and signed in, the app’s homepage will display a dashboard along the bottom, where you can tap New Transaction,
  4. 4 Select “Prepaid Card”. From the options listed, select Prepaid Card to submit your Vanilla Visa for cash. This will open the app’s gift card scanner.
    • You may have to grant permission for the app to use your camera before using the scanner.
  5. 5 Place your gift card inside the green rectangle. Line up the scanner so that your card is located within the green rectangle on your phone screen. Hold it there for roughly five seconds.
    • Ensure you are in good lighting when scanning your card.
    • If the scanner cannot read your card, you will be prompted to enter its details manually.
  6. 6 Select “Continue Transaction”. The scanner will pull up information on your card. Verify that everything is correct, and tap Continue Transaction,
  7. 7 Choose how fast you want your money. Prepaid2Cash will show you how much money you will receive in exchange for your card, which decreases the faster you want your money.
  8. 8 Enter your banking info. Prepaid2Cash will need your banking info to transfer the money to you. If you have previously made a transaction in the app, this info should already be stored.
    • Prepaid2Cash may ask for your address as well.
  9. 9 Review the transaction and tap “Submit Transaction”. Prepaid2Cash will deliver your money to you at your specified speed.
    • If you want literal cash, you may withdraw the transferred funds from a nearby ATM once they reach your account.
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  1. 1 Purchase a potentially valuable item on an online marketplace. Using the gift card, buy something on eBay or Facebook Marketplace that you think you could resell for a decent value.
    • This means of turning your gift card into cash is a bit more labor-intensive, but it may ultimately result in you making more than the card’s initial value!
  2. 2 List the item on an online marketplace. Resell the item for what you deem to be a fair value. In doing so, you have essentially turned your gift card into cash!
    • You may also consider buying or selling the items in person, either informally or even at a yard sale or flea market.
    • Note that this approach is different from buying and returning items at a merchant.
      • While this may be a way of getting cash from your gift card, it is also a common scam and merchants are therefore cracking down on offering cash for returns on purchases made with a gift card.
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  1. 1 Purchase another merchant’s gift card with your Vanilla Visa gift card. While miles may not be cash, frequent travelers may appreciate turning their gift card’s value into miles via United MileagePlus.
    • Unfortunately, MileagePlus does not accept gift cards with expiration dates as part of its exchange program, but you can work around this by first purchasing a gift card that MileagePlus accepts.
    • MileagePlus accepts gift cards from many popular retailers:
      • Target
      • Walmart
      • Starbucks
      • Best Buy
      • And many more!
  2. 2 Trade the new gift card in for miles. Sign in with United MileagePlus and exchange your gift card for miles. Note that cards must have a minimum of $15 to be eligible for this swap. Now you have extra miles you can put towards your next flight purchase!
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Can I use a gift card as a debit card?

In today’s “digital first” world, it can be difficult to pick a gift for someone. Oftentimes, you just aren’t sure what they want, if they already have it or where to find the best price. Similarly, it can be tricky to find the perfect credit card for yourself.

  • Which one do you qualify for? Which is the most secure? While these may seem like two vastly different problems, there is one easy solution to both—Visa gift cards.
  • Visa gift cards can serve as both the perfect gift and a secure method of spending your hard-earned money.
  • And, perhaps most importantly, they’re perfect for those who prefer to work, shop or play online.

Can you use Visa gift cards online? Yes. Because a Visa gift card functions like a credit card, it can be used anywhere that Visa cards are accepted, including online purchases—though it will likely need to be registered online or by phone prior to use.

  • We’ll explain how to do that later.
  • And you don’t need a bank account to get a Visa gift card.
  • Simply buy a card—either online or at your local retailer—and load it with the desired amount, typically between $5 to $500.
  • You can then give it as a gift or save it to use yourself.
  • If you don’t have a debit card or credit card, Visa gift cards even come with routing and checking numbers, which means you can reload it through Paypal or other online methods.

Why use a Visa gift card? Why would you opt for a Visa gift card? There are multiple reasons—here’s just a few of them:

  1. It’s easy —Visa gift cards are as simple and easy to use as a regular Visa debit card or credit card, Just choose your card at the store, load it with the desired amount of money, then shop, shop, shop! No paperwork, no fees and no waiting in line at the bank.
  2. It’s secure —Depending on where you buy the Visa gift card, it may be eligible for the same protections that come with debit and credit cards. Before you buy, ask the retailer about replacement fees and fraud protection.
  3. It makes an excellent gift —Unlike traditional gift cards to individual stores or restaurants, a Visa gift card may be used anywhere Visa cards are accepted. This gives the user freedom to spend the gifted funds any way they please.
  4. It’s an alternative if you don’t have a bank account —Whether you’re new to banking or in between financial institutions, Visa gift cards give you freedom and time to shop around. No longer do you have to deal strictly in cash if you don’t have a bank account. Visa gift cards may be used anywhere a Visa debit card is accepted. Sometimes referred to as “non-reloadable prepaid cards,” these cards were originally created to be used by those locked out of financial institutions for lack of credit, bad credit or other eligibility restrictions.
  5. It’s a safe option if you’re just learning to manage finances —Trying to teach your kids about financial health? Visa gift cards are great for teenagers and even pre-teens, They get access to a limited amount of cash, helping them learn to practice fiscal responsibility. You can set them up with a budget, teach them to track their spending and discuss the ins and outs of savings. Best of all, when the money is gone, it’s gone. Your teen can only spend up to the amount on the card.

How to use a Visa gift card online Learning how to pay with Visa gift cards online is incredibly simple. In fact, there are only two steps:

  • Activate —If you purchase your Visa gift card from a retail outlet, the card should be activated and ready for immediate use after purchase. However, if you purchased it online, you’ll need to activate it once you receive it. This is typically done online or by calling the toll-free number listed on the card.
  • Register —You’ll also need to register your card if you want to use it online so that retailers can link the card to a billing address. Instructions on how to do this will be provided with the card. The process usually requires entering the card information online or by phone as well as your name, billing address and phone number. This will allow you to use a billing address when checking out during an online transaction, giving the vendor an opportunity to verify.

Ultimately, a Visa gift card could help you give the perfect gift, teach your kids about money management or help you with your own spending. They’re simple to buy, easy to use and don’t come with hidden fees or credit checks. Need more information? Meet with an expert at Mountain America Credit Union.

Can Vanilla Visa gift card be used internationally?

The Visa Gift card is accepted everywhere Visa cards are accepted, including ATMs, around the world. Visa Gift card recipients can choose the gift they prefer at any store accepting Visa cards.

What is the difference between Visa Vanilla and gift card?

A Visa Gift Card can be used by someone to make a purchase, or by another recipient. While a Visa Vanilla Gift Card is more specific in purpose. It’s designed as a viable payment method for a worker as a gift at their workplace.

How does a vanilla credit card work?

What Is a Plain Vanilla Card? – A plain vanilla card is a basic credit card with no perks and few or no fees. While plain vanilla cards are generally the same—they lack special features—from one financial institution to the next, the card’s credit limit depends on the cardholder’s creditworthiness,

Can I use my vanilla card right away?

How long does a OneVanilla card take to activate? – Technically the card is immediately activated by the store when the cashier completes the purchase. In case you were planning to use your card right away, it’s good to keep in mind that some retailers like to place a 24-hour hold on the funds from the time of the purchase.

How soon can I use Vanilla gift card?

How to use a Vanilla Gift Card on Amazon Edgar Cervantes / Android Authority Looking for a quick way to load up money onto a temporary card, perfect for shopping online at places like Amazon? There are quite a few options out there. One of the better known options is Vanilla Gift Cards, which makes physical and electronic gift cards (Visa and MasterCard).

The appeal of a Vanilla card is you can create a custom by uploading a photo to their website, or choose from their line of premade cards that celebrate various holidays. It is easy to see how this would be an attractive option to enhance what can sometimes be an impersonal choice of gift. Unfortunately, there are some drawbacks to using a Vanilla gift card, more so than using other gift cards.

In addition to a 24-hour wait after purchase to use the card and a stiff activation fee, there is a considerable number of complaints against Vanilla’s owner, InComm Payments, involving card balances disappearing. Let’s go over how to use a Vanilla gift card on Amazon before discussing whether it is a good idea to do so. Kevin Convery / Android Authority You can also add a payment method at checkout by clicking on the Change link under Payment method. Kevin Convery / Android Authority Using the Vanilla card as your payment method directly is not your best bet, however. For one thing, you have to choose something less expensive than the amount of the gift card, because debit cards cannot be combined with other payments on Amazon.

And that restriction leads to another matter, that of the leftover balance, which may not be enough to buy anything you need on its own. For these reasons, the most efficient, least restricted way to use a Vanilla gift card on Amazon is to load it into your Amazon gift card (also known as your Amazon balance).

To do this, go to your account page and click on Gift cards. Kevin Convery / Android Authority At the top of the page that comes up, you will see your Amazon balance and a yellow button marked Reload Your Balance. Click on the button to go to your reload page. Kevin Convery / Android Authority Use the Other button to set the amount of the reload to the amount available on your Vanilla card. Click on Buy Now. Kevin Convery / Android Authority You will be taken to the payment page. Click on the link to add a credit or debit card. Kevin Convery / Android Authority From here you just enter the Vanilla gift card details as requested. Click the yellow Add your card button to add the Vanilla card as one of your Amazon payment methods. Kevin Convery / Android Authority Amazon will confirm the billing address to use for the card. Your account billing address will do. Kevin Convery / Android Authority Now complete the reload transaction using the Vanilla gift card as your payment method. Kevin Convery / Android Authority The amount on the card will be transferred to your Amazon balance. Then you can use your balance for any Amazon purchase. There are restrictions on Vanilla gift cards (for example, it cannot be used for recurring payments), as well as restrictions on non-Amazon debit cards (they cannot be combined with a credit card on the same order), by which you will no longer be restricted.

The process on the mobile Amazon app is very similar. Use the three-line menu in the lower right to bring up your account page. Kevin Convery / Android Authority Scroll down until you see the button for Payments. Tap on it. Kevin Convery / Android Authority On the page that comes up, click on the link to add a new payment method.

Kevin Convery / Android Authority Select Add a credit or debit card. Amazon will ask you to add the card’s number, name, and expiration date. Then tap the yellow Add your card button. Now, when you go to check out, the Vanilla gift card will be a payment option, whether you use it to purchase directly from Amazon or load it onto your Amazon balance.

  1. There have been numerous complaints recently about fraudulent activity involving Vanilla gift cards.
  2. There seems to be a problem of balances disappearing soon after the consumer uses the card for the first time.
  3. This is likely the work of hackers.
  4. However, InComm Payments, who owns Vanilla, exacerbates the problem with their customer service policies, which include a 90-day wait to refund missing balances.

Given that these incidents are ongoing, and combined with the other drawbacks of the Vanilla card, such as that it cannot be reloaded and cannot be used at ATMs or for recurring bills, the Vanilla card seems like it is a cute gift idea but not your best choice when it comes to a debit card.

  1. A debit card direct from a card issuer seems to be more secure, and is less restricted in its use besides.
  2. For Amazon purchases, your Amazon balance is the safest and easiest payment method.
  3. You can also go to any brick-and-mortar store that participates in Amazon Cash and use cash to add to your Amazon balance.

Read more:

How do I activate my Visa gift card?

Download Article All the information you need to set up your card securely and start shopping right away Download Article Who doesn’t love getting a Visa gift card? You can use it anywhere Visa cards are accepted, and you’ve probably got a long list of bills or fun purchases you want to apply the balance toward ASAP. The card is ready to use as soon as it’s activated, and thankfully, activation is a breeze! In this article, we’ll show you how to activate and register your card by phone or online, plus share some security tips to help you use it safely.

  • Call the phone number on the front sticker or on the back of the card to activate it by phone. Provide the 16-digit card number, expiration date, and 3-digit security code.
  • Visit the link on the front sticker or on the back of the card to activate it online. Enter the 16-digit card number, expiration date, and 3-digit security code when prompted.
  • Register your card by phone or online (during or after activation) to use it for online purchases, to check your remaining balance, or to manage the card.
  1. 1 Call the phone number on the front sticker or on the back of the card. Look for a toll-free activation number included on the sticker attached to your card or in any accompanying letters or instructions. If you have no sticker or instructions, dial the customer service or activation phone number listed on the back of the card.
    • If the card was purchased in-person, it’s probably already activated and ready to use. Cards ordered online need to be activated to access the balance.
    • The phone number most likely leads you to the gift card issuer’s customer service team and not to Visa directly.
  2. 2 Provide the 16-digit card number, the security code, and expiration date. Read the numbers out loud to a live customer service agent, or enter them on your phone’s keypad if you’re on an automated call. Speak slowly and clearly so the agent can enter all of your information correctly. You may be asked to create a 4-digit PIN to enable purchases.
    • Once you’ve submitted all of the card’s information, it will be activated and ready to use.
    • Choose a strong PIN you’ll remember that’s also difficult for others to guess (not your birthday, for example).
    • Look for the card number on either the front or back of the card. The expiration date and security code are most likely on the back of the card.
    • If you’re struggling with an automated call, press “0” repeatedly. This may redirect you to a live customer service agent,

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  3. 3 Contact Visa directly to resolve any activation issues. If you have any questions or concerns during activation or if the activation was unsuccessful for any reason, call, chat, or email Visa’s customer support. Look for the customer service phone number on the back of the card or Google “Visa customer support.”
    • Call Visa customer support at 1-800-847-2911.
    • Email Visa through their online contact form,
    • Click “Start Chat” on Visa’s “Contact Us” page for live assistance online.
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  1. 1 Go to the link on the front sticker or on the back of the card. If you can’t find an activation site listed, go to the card issuer’s website and navigate to the Visa gift card section to begin activation. The landing page will have prompts for you to enter the card information to activate and register your gift card.
    • If you can’t find the activation website and aren’t sure who the issuer is, visit Visa’s prepaid gift card activation page to begin activating the card.
    • The card issuer is often a bank or a retail company, such as Walmart or Vanilla Gift.
  2. 2 Enter the requested card information to activate your gift card. Follow the prompts on the screen to provide the 16-digit gift card account number (located on the front or back of the card), the expiration date and security code (both usually found on the back of the card), and any other relevant information.
    • Once you’ve submitted all information about the card, it will be active and ready to use.
    • You may be asked to create an account through the issuer or through Visa so you can also register and manage your card online.
    • If you register your card at the same time, also provide your name, billing address, contact info, and potentially your Social Security number.
  3. 3 Be wary of scams and activate your card on a secure site only. Double check that you’re on a secure website (look for “https” in the page’s URL) belonging to Visa or to the gift card issuer. If a site looks suspicious (maybe it has lots of typos or doesn’t show the name or logo of the card issuer), try activating the card directly through Visa instead.
    • Inspect the card’s packaging before activation. If the packaging is damaged or the security code is exposed, request a new one card.
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  1. 1 Call the gift card issuer or visit their registration website. Check the sticker on the front of your gift card for a registration link or toll-free phone number. If there’s no sticker, look at the back and use the customer service phone number or website provided.
    • If you can’t find any phone numbers or websites on the card, go to the provider’s home page and navigate to the Visa gift card registration page.
    • Registering the gift card allows you to make purchases online or over the phone and check the card’s balance.
    • Consider registering cards with high balances as an extra safety precaution against theft, loss, or fraud.
  2. 2 Provide your name, billing address, and contact info when prompted. List your legal name and correct billing address when you register your gift card. If the billing information you use to make a purchase doesn’t match what you provided to register your card, your transaction may be declined.
    • You may need to create or sign into an account through the card provider to register and manage your gift card.
    • Update your registered billing information if you move, change your name, or change your contact information.
  3. 3 Use your registered card to make phone and internet purchases. Provide the same billing information you gave when you registered your card to ensure your transactions go through. If you encounter any identity verification issues, call the customer service number on the back of the card to confirm the billing address and other registration information with a customer service agent.
    • Registration makes it easier to cancel the card, request a new one, and dispute fraudulent charges if it’s stolen or missing since it’s tied to your identity.
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  1. 1 Sign the back of the gift card to help prevent identity theft, Add your signature to the designated spot on the back of the card with a blue or black ink pen. Merchants may compare the signature on the card to the signature on any purchase receipts or check your ID to verify your identity.
    • Visa may not consider your card (or purchases made with it) valid if it’s not signed on the back.
  2. 2 Save the card number, security code, and customer service number. Write down and store all of your gift card information in case you lose the physical card. Use the card number and security code to continue making online purchases or to report a missing card and get a new one issued.
    • The security code and customer service number are both on the back of the card. The gift card number may be on the front or the back of the card.
    • If there is a 4-digit card identification code on the front of the card, copy that down too.
    • Alternatively, take pictures of the front and back of the card and save them to your phone for easy access.
  3. 3 Spend the card’s balance before it expires. Check the front or the back of the card to find the expiration date. Legally, gift card balances must be valid for at least 5 years after the purchase date. After the expiration date passes, you won’t be able to spend any of the card’s remaining balance.
    • Depending on the gift card issuer’s policy, you may be able to request a new card with your remaining balance after the original card expires.
  4. 4 Report lost or stolen cards to the gift card provider ASAP. Call the toll-free number from the back of the card or locate the provider’s customer service number online. Provide the 16-digit gift card number to the agent so they can cancel and reissue your gift card.
    • You may also need to provide the expiration date or security code from the back of the card.
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Add New Question

  • Question Can you buy lottery tickets with it? This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness. wikiHow Staff Editor Staff Answer Yes, your Visa gift card should be usable for any purchase where a regular Visa credit or debit card would be accepted.
  • Question My card is activated, but I cannot pay online with it. This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness. wikiHow Staff Editor Staff Answer Make sure the card is registered (in addition to being activated). Call the customer service number or g to the card issuer’s website to enter the card info as well as your name, billing address, and contact information to register it.
  • Question Is there a charge for a Visa gift card? Can I order one online to mail to another recipient? This answer was written by one of our trained team of researchers who validated it for accuracy and comprehensiveness. wikiHow Staff Editor Staff Answer Depending on the balance and where you purchase it from, there may be a one-time fee as low as $2.95 at purchase. Yes, you can ship a physical card to another recipient.

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  • Most of the time, a card will be ready for purchases immediately after activation. In some cases, it may take up to 24 hours.
  • If you purchased the gift card, hold on to the receipt in case the card gets lost, stolen, or you have trouble activating it.
  • Store your gift card in a safe location and aim to spend the balance quickly. This reduces the chances of it getting taken or used fraudulently.

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Only purchase Visa gift cards from reputable companies and sellers. Unknown sellers with seemingly generous discounts or deals may be compromised.

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